If your vehicle is a write off, New Car Coverage covers the difference between the market value of your vehicle at the time of the loss and the cost of a replacement vehicle for the current model year at MSRP. If your model is no longer available at the time of the loss, we will add 2.5% per year to the original MSRP.
Coverage includes total loss deductible reimbursement up to $500.
Vehicles 5 years old or newer at the time of policy purchase qualify for up to 7 years of coverage.