Coverage

Whether your vehicle is brand-new or just new to you, AWRAP provides vehicle replacement protection for your new or pre-owned vehicle for up to 7 years.

NEW CAR COVERAGE

If your vehicle is a write off, New Car Coverage covers the difference between the market value of your vehicle at the time of the loss and the cost of a replacement vehicle for the current model year at MSRP. If your model is no longer available at the time of the loss, we will add 2.5% per year to the original MSRP.

Coverage includes total loss deductible reimbursement up to $500.

Vehicles 5 years old or newer at the time of policy purchase qualify for up to 7 years of coverage.

USED CAR COVERAGE

Used Car Coverage increases the value of your vehicle by 5% per year based on your vehicle’s value at the time of policy purchase. If your vehicle is a write off, Used Car Replacement covers the difference between the market value of your vehicle at the time of the loss and the new increased value.

Coverage includes total loss deductible reimbursement up to $500.

Vehicles 2-8 years old at the time of policy purchase qualify for up to 5 years of coverage.

Additional Coverages

Partial Loss Deductible Reimbursement

If you pay a deductible for repairs under your primary policy, we will reimburse you up to $500. This coverage has no usage caps during the term of your policy.

Rental Reimbursement

If loss of use coverage is exhausted under your primary policy due to repairs or replacement of your vehicle taking longer than expected, we will reimburse you for the additional cost of your rental vehicle up to $50 per day to a maximum of $2,500 per year.

Lost or Stolen Key Fob Protection

If your vehicle’s key fob is lost or stolen during the policy term, we will pay up to $500 to replace it. Coverage is limited to one use per policy.

The coverages above are included with our New Car Coverage and Used Car Coverage – Up to 7 years of coverage.

OEM Parts

If your vehicle is in a partial loss accident and is being repaired with aftermarket or recycled parts, OEM Parts coverage will pay the difference in cost to install Original Equipment Manufacturer parts. Coverage includes parts and labor plus taxes up to $2,500 per year to a maximum of $10,000 per vehicle.

Included with New Car Coverage – Up to 5 years of coverage.

Optional Coverage Add-On

Diminished Value

If your vehicle has suffered a partial loss and repair costs total over 25% of the value of your vehicle at the date of loss, we will issue you a cash settlement equal to 10% of the value of your vehicle at the date of loss. Coverage is limited to one use per vehicle.

Add Diminished Value to our New Car Coverage or Used Car Coverage – Up to 7 years of coverage.

View our coverages

Request for a quote