Customize your policy by adding any of the following coverages on your New or Used Car Coverage policies. Contact Us to learn more or to purchase.
(Available on New Car Coverage up to 5 years only)
When you have a partial loss claim, Primary Insurers typically look for cost-effective ways to settle which is why usually the repairs are completed with after-market or recycled parts. For your new car, we will provide you with the difference in cost to ensure your repairs are completed with Original Equipment Manufacturer parts.
The Plus Package bundles 3 coverages to bring you peace of mind if you have a partial loss claim:
Partial Loss Deductible Reimbursement
Get reimbursed up to $500 per claim if you pay a deductible to your Primary Insurance provider.
Rental Reimbursement
If you hit the cap for rental vehicle coverage under your primary policy despite your vehicle repairs or replacement taking longer than expected, you can get covered for additional cost to extend the use of rental vehicle.
Lost or Stolen Key Fob Protection
If your key fob is lost or stolen and not recovered within 30 days, get reimbursed up to $500 for the replacement.
If your vehicle has a partial loss claim that exceeds 25% of the vehicle’s value at the date of loss, your vehicle will experience accelerated depreciation. With Diminished Value Coverage, your impact could be reduced by receiving a one-time settlement equivalent to 10% of the vehicle’s value at the date of loss.
If your combined total loss settlements do not cover the outstanding balance owed on your vehicle, having Loan Protection could help. For instance, if you rolled an existing outstanding loan into your current vehicle loan or purchased warranties not covered by insurance, you can purchase Loan Protection to be covered for up to 25% of the replacement value of the vehicle (to a maximum of $30,000).
*Your policy contains clauses which may limit the amount payable.
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